Dividends are calculated by the daily balance method which
applies a daily periodic rate to the balance in the account
each day. One rate will apply to the daily balance.
Primary,
Trust, Business and Visa Share Accounts
| |
Dividend
Rate |
APY* |
| 0 - $9,999.99 |
.05% |
.05% |
| $10,000.00-$24,999.99 |
.15% |
.15% |
| $25,000.00 - Over |
.25% |
.25% |
Dividends will be compounded every quarter. Dividends will
be credited to your account every quarter. Rates subject to change
without notice.
Insured
Money Market Account
and Business Stars & Stripes**
| You
must maintain a minimum daily balance of $1,000.00 in
your account each day to obtain the disclosed annual
percentage yield. |
| |
Dividend
Rate |
APY* |
| 0 - $999.99 |
0.00% |
0.00% |
| $1,000.00
- $9,999.99 |
.50% |
.50% |
| $10,000.00
-$24,999.991 |
.75% |
.75% |
| $25,000.00 - Over |
1.00% |
1.01% |
| Dividends will be compounded every
month. Dividends will be credited to your account every
month. |
| These rates are effective for September 2010. These rates subject to change without notice. |
* Annual Percentage Yield.
** Money Market Account -- Rates subject to change monthly.
A
minimum of $500.00 required to open a Share Certificate
Share
Certificate Rates |
Certificate
Plus Rates |
| Maturity |
Dividend Rate |
APY* |
Maturity |
Dividend Rate |
APY* |
| 3 Month CD |
.55% |
.55% |
12 Month CD |
|
|
| 6 Month CD |
.75% |
.75% |
$25,000 |
1.30% |
1.31% |
| 12 Month CD |
1.20% |
1.21% |
$50,000 |
1.40% |
1.41% |
| 18 Month CD |
1.30% |
1.31% |
24 Month CD |
|
|
| 24 Month CD |
1.45% |
1.46% |
$25,000 |
1.55% |
1.56% |
| 30 Month CD |
1.75% |
1.77% |
$50,000 |
1.65% |
1.66% |
| 36 Month CD |
1.95% |
1.97% |
|
|
|
| 48 Month CD |
2.20% |
2.22% |
|
|
|
| 60 Month CD |
2.45% |
2.48% |
|
|
|
| **Sock it Away CD |
.50% |
.53% |
|
|
|
| A
penalty may be imposed for early withdrawal.
|
| * Annual
Percentage Yield as of September 3, 2010. Rates are subject
to change without notice. |
| **
A Minimum of $100.00 Required to open a Sock it Away CD. |
IRA
Certificate Rates |
IRA
Certificate Plus Rates |
| Maturity |
Dividend Rate |
APY* |
Maturity |
Dividend Rate |
APY* |
| 12 Month IRA |
1.20% |
1.21% |
12 Month IRA |
|
|
| 24 Month IRA |
1.45% |
1.46% |
$25,000 |
1.30% |
1.31% |
| 36 Month IRA |
1.95% |
1.97% |
$50,000 |
1.40% |
1.41% |
| 48 Month IRA |
2.20% |
2.22% |
24 Month IRA |
|
|
| 60 Month IRA |
2.45% |
2.48% |
$25,000 |
1.55% |
1.56% |
| |
|
|
$50,000 |
1.65% |
1.66% |
A
penalty may be imposed for early withdrawal.
|
* Annual
Percentage Yield as of September 3, 2010. Rates are subject
to change without notice. |
| |
Dividend
Rate |
APY* |
|
| IRA
Passbook |
.75% |
.75% |
|
|
Advantage Checking** |
.35% |
.35% |
These rates are effective
for September 2010. These rates subject to change without notice. |
| Business Eagle Checking** |
.35% |
.35% |
These rates are effective
for September 2010. These rates subject to change without notice. |
* Annual
Percentage Yield. Rates are subject to change without notice.
| **You
must maintain a minimum daily balance of $700.00 in your
account each day to obtain the disclosed annual percentage
yield on the Advantage checking. |
|
