"Dedicated to Fulfilling Financial Dreams One Member at a Time."
  

Dividend Rates
For more information on any fees associated with your account please see our Truth -In-Savings Disclosure. (Please Note: Any fees associated with these accounts may reduce your earnings.)

Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. One rate will apply to the daily balance.

Primary, Trust, Business and Visa Share Accounts

Dividend Rate
APY*
0 - $9,999.99
.25%
.25%
$10,000.00-$24,999.99
.35%
.35%
$25,000.00 - Over
.50%
.50%

Dividends will be compounded every quarter. Dividends will be credited to your account every quarter. These rates are tenative for the 2nd quarter of 2008. Rates subject to change without notice.

Insured Money Market Account
and Business Stars & Stripes**

You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.
Dividend Rate
APY*
0 - $999.99
0.00%
0.00%
$1,000.00 - $9,999.99
1.00%
1.01%
$10,000.00 -$24,999.991
1.25%
1.26%
$25,000.00 - Over
1.50%
1.51%
Dividends will be compounded every month. Dividends will be credited to your account every month.
These rates are effective for April 2008. These rates subject to change without notice.

* Annual Percentage Yield. These rates are tenative for the 2nd quarter of 2008.
** Money Market Account -- Rates subject to change monthly.

A minimum of $500.00 required to open a Share Certificate

Share Certificate Rates
Certificate Plus Rates
Maturity
Dividend Rate
APY*
Maturity
Dividend Rate
APY*
3 Month CD
1.95%
1.97%
 12 Month CD    
6 Month CD
2.25%
2.27%
$25,000
2.50%
2.52%
12 Month CD
2.40%
2.43%
$50,000
2.60%
2.63%
18 Month CD
2.45%
2.53%
 24 Month CD
24 Month CD
2.50%
2.53%
$25,000
2.60%
2.63%
30 Month CD
2.55%
2.58%
$50,000
2.70%
2.73%
36 Month CD
2.65%
2.68%
      
48 Month CD
2.75%
2.78%
      
60 Month CD
3.00%
3.04%
      
**Sock it Away CD
2.25%
2.30%
      
A penalty may be imposed for early withdrawal.
* Annual Percentage Yield as of April 25, 2008. Rates are subject to change without notice.
** A Minimum of $100.00 Required to open a Sock it Away CD.
IRA Certificate Rates
IRA Certificate Plus Rates
Maturity
Dividend Rate
APY*
Maturity
Dividend Rate
APY*
12 Month IRA
2.40%
2.43%
 12 Month IRA    
24 Month IRA
2.50%
2.53%
$25,000
2.50%
2.52%
36 Month IRA
2.65%
2.68%
$50,000
2.60%
2.63%
48 Month IRA
2.75%
2.78%
 24 Month IRA
60 Month IRA
3.00%
3.04%
$25,000
2.60%
2.63%
     
$50,000
2.70%
2.73%
A penalty may be imposed for early withdrawal.
* Annual Percentage Yield as of April 25, 2008. Rates are subject to change without notice.
 
Dividend Rate
APY*
  
IRA Passbook
1.00%
1.01%
These rates are tenative for the 2nd quarter of 2008.
Advantage Checking**
.50%
.51%
These rates are effective for April 2008. These rates subject to change without notice.
Business Eagle Checking**
.50%
.51%
These rates are effective for April 2008. These rates subject to change without notice.

* Annual Percentage Yield. Rates are subject to change without notice.

**You must maintain a minimum daily balance of $700.00 in your account each day to obtain the disclosed annual percentage yield on the Advantage checking.
   

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency